Incorporate now let's talk about a simple mortgage from your cellular phone!

Incorporate now let’s talk about a simple mortgage from your cellular phone!

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Incorporate now let’s talk about a simple mortgage from your cellular phone!

Experts

Punctual
Easy
Safe
Each time, everywhere

No app charges
Zero equity
Zero guarantors
No wahala!

Regarding the All of us

Fido Small Credit (FIDO) is actually a lending institution located in Accra, Ghana and you may subscribed because of the Lender out of Ghana. FIDO provides easily quick-name fund, entitled FIDO Funds. All of our users can put on getting a good FIDO Loan straight from its individual mobile device and you will discovered a card choice within minutes. The borrowed funds can be obtained to performers, small enterpreneus and you can SMEs to enhance the people. Merely a single-day verification off ID and you may mobile currency membership is required before disbursement of your currency. Zero guarantee or guarantors are expected.

Faqs

Are FIDO signed up to include money in the Ghana? Yes. FIDO is actually licensed because of the Financial out-of Ghana to add money. Which are the fees to utilize Fido? There aren’t any Upfront Fees for using this new FIDO mobile app otherwise applying for a good FIDO Mortgage. I charge an operating percentage which is uncovered to your consumer ahead of taking that loan, and tend to be paid off only once you get your currency, when your loan arrives to own repayment. Exactly what do I use the brand new FIDO Loan to own? Users may use the brand new financing to grow its smaller businesses. Loans really should not be useful for illegal circumstances Which are the eligibility standards? To help you qualify for an effective FIDO Financing, need a legitimate ID and Cellular Money.

ID Sort of: License, NHIA Membership, Voter ID, National ID or Passport
Mobile Money account: MTN Cellular Currency or AirtelTigo Money joined on your term to own at the very least two months.

You should be a resident within the Ghana more than 18 numerous years of decades. How much ‘s the rate of interest? The attention costs for new users initiate during the 14% to have 1 month, the eye matter try demonstrated on application before applying. Coming back users having a good West Virginia title loan history of paying your own fund with Fido on time improve interest toward upcoming loans, a reduced interest is 8% to own thirty days. Just how long can it take to approve my request? Within one time immediately after entry, a card decision could be revealed for the display screen.

FIDO app assesses each application for the loan and set-aside the authority to refuse certain programs. The option can not be stopped therefore we can just only suggest you to apply once again once 2 weeks. My personal consult is actually approved. Exactly what do I need to perform next? Delight understand very carefully brand new rules presented regarding the app if mortgage might have been approved. This new guidelines commonly sometimes let you know so you can agree the borrowed funds contract from inside the application to complete the procedure, or go to a department having processing. Please comprehend the Contact area getting beginning times and you will recommendations so you’re able to the department. When and where commonly my personal FIDO Loan be paid? Shortly after fully finishing the procedure, the loan try given out instantly. We’ll notify you of the Texts of one’s import. Exactly how can i repay the FIDO Financing? When the loan gets owed, you’re going to have to transfer the bucks from your own purse after the techniques less than. To pay with cash, you can check out any Zenith bank part and you will deposit to FIDO’s membership. Ensure that you always utilize the client ID to have payment. What the results are basically can not repay brand new FIDO Loan with the-day? Please call us having any items connected with the latest fees out-of your FIDO Mortgage. Customers was billed additional punishment getting later payments. Fido reserves the legal right to grab any suit to recoup a great expenses and you may declaration outstanding individuals into the compatible organizations and you can/otherwise government. What is the min/maximum amount borrowed? Very first time individuals meet the criteria to own a total of 200 GHC to be repaid within 10 to help you 33 days. The borrowed funds label need to be selected from the application when using.

Purchasing your loan on time can get you a high amount and smaller attract since you go up the fresh new steps as much as a good maximum regarding 1000 GHS.